Privacy Policy

Last updated: February 4, 2026

Our Commitment

DecentWealth is built on a foundation of privacy. We believe your financial data should stay yours. This privacy policy explains how we handle your information for our beta testing program and future app launch.

Information We Collect

For our beta testing program, we collect only:

  • Your email address (when you voluntarily sign up for beta access)

That's it. We don't collect names, phone numbers, location data, or any other personal information through this website.

Website Analytics

This website (not the app) uses analytics to understand how visitors find and use our site, and to measure the effectiveness of our advertising campaigns.

Google Analytics: We use Google Analytics 4 to understand website traffic, user behavior, and advertising performance. Google Analytics uses cookies and collects data such as:

  • Pages visited and time spent
  • Referral sources (how you found us)
  • General location (country/city level)
  • Device and browser information
  • Advertising campaign performance

This data is processed by Google according to their Privacy Policy. You can opt out of Google Analytics using the Google Analytics Opt-out Browser Add-on.

Vercel Analytics: We also use Vercel Analytics for basic, privacy-focused metrics (no cookies, no personal data, aggregated and anonymous).

Important: These analytics apply only to this website. The DecentWealth app contains no analytics, tracking, or advertising SDKs whatsoever.

How We Use Your Email

Your email address is used solely for:

  • Sending you TestFlight beta access invitations
  • Notifying you of important app updates during beta testing
  • Announcing when DecentWealth launches on the App Store

Data Storage

DecentWealth does not collect or store your personal data on our servers. All portfolio data is stored locally on your device and optionally synced via your personal iCloud account.

What We Don't Do

  • We will never sell your email address to third parties
  • We will never share your data with advertisers or marketing companies
  • We don't use tracking cookies or invasive analytics (only privacy-first Vercel Analytics)
  • We don't send spam or promotional emails unrelated to DecentWealth

The DecentWealth App

The DecentWealth iOS app follows strict privacy standards:

  • No user accounts or authentication required
  • No data sent to DecentWealth servers
  • All portfolio data stored locally on your device using SwiftData
  • Optional iCloud sync uses your personal iCloud account (encrypted by Apple)
  • No analytics, advertising, or tracking SDKs in the app
  • Optional biometric lock (Face ID/Touch ID/Optic ID) for app access
  • Apple Watch companion app shares data via secure WatchConnectivity framework
  • Home screen widgets access data through encrypted App Groups (on-device only)

Camera Access

DecentWealth requests camera access only for QR code scanning to quickly import wallet addresses. Camera usage is entirely optional and occurs only when you initiate a scan. No images or video are stored, transmitted, or processed beyond reading the QR code data. You can deny camera access and manually enter wallet addresses instead.

Data Sent to Third-Party Services

To display your portfolio balances and prices, the app sends limited data to third-party APIs. No personal information is transmitted. Only the data necessary to fetch balances:

  • Wallet addresses are sent to blockchain data providers (Alchemy for 16 EVM chains, Helius for Solana, mempool.space for Bitcoin) to fetch token balances
  • Token contract addresses are sent to DefiLlama to fetch current cryptocurrency prices
  • Stock/ETF symbols are sent to EODHD to fetch market prices and dividend data
  • Currency codes are sent to Exchange Rate API to fetch conversion rates (no personal data)

Wallet addresses are public blockchain data and do not identify you personally. All API requests use HTTPS encryption. These services have their own privacy policies:

In-App Purchases

DecentWealth offers optional premium subscriptions through Apple's App Store. All payment processing is handled entirely by Apple. We never see or store your payment information. Apple's privacy practices for in-app purchases are covered under their Privacy Policy.

Biometric Authentication

DecentWealth offers an optional app lock using Face ID, Touch ID, or your device passcode. Your biometric data is never accessed or stored by the app. Authentication is handled entirely by iOS using Apple's secure LocalAuthentication framework. We only receive a success/failure result from the system.

Push Notifications

DecentWealth may request permission to send push notifications in future updates. If enabled, notifications would be used only for app-related alerts (such as dividend reminders). No notification data is collected or transmitted to our servers. You can manage notification permissions in iOS Settings → DecentWealth → Notifications at any time.

Your Rights

You have the right to:

  • Access: Request a copy of your data (your email address on our waitlist)
  • Delete: Request deletion of your email from our list at any time
  • Unsubscribe: Opt out of emails via the unsubscribe link in any email we send
  • Correct: Update your email address if it changes
  • Portability: Your app data is already in your control on your device
  • Object: Opt out of analytics by declining cookies on this website

To exercise any of these rights, email us at hey@decentwealth.app. We respond to all requests within 48 hours (or 30 days maximum for GDPR/CCPA requests).

Data Export

Premium users can export transaction data to CSV or PDF format. When you export data:

  • Files are generated locally on your device
  • Export files are saved to your device or shared via iOS share sheet
  • No export data is sent to DecentWealth or third-party servers
  • You are responsible for securing exported files

Deleting Your Data

You have complete control over your data:

  • Delete individual items: Swipe to delete wallets, transactions, assets, or liabilities in the app
  • Delete all local data: Uninstall the app to remove all data from your device
  • Delete iCloud data: Go to Settings → [Your Name] → iCloud → Manage Storage → DecentWealth → Delete Data
  • Delete beta waitlist email: Email hey@decentwealth.app to request removal

Once deleted, your data cannot be recovered as we do not store backups on our servers.

Data Retention

We retain data only as long as necessary:

  • App data: Stored locally on your device until you delete it or uninstall the app
  • iCloud sync data: Retained in your personal iCloud account according to your Apple settings
  • Beta waitlist emails: Retained until you unsubscribe or request deletion, or until 12 months after the app's public launch
  • Website analytics: Google Analytics data is retained for 14 months per Google's default settings

Children's Privacy

DecentWealth is intended for users aged 17 and older and is not directed at children under 17. We do not knowingly collect personal information from children. The app is rated 17+ on the App Store due to its financial content. If you believe a child has provided us with their email address, please contact us at hey@decentwealth.app and we will promptly delete it.

GDPR & CCPA Compliance

DecentWealth operates under European Union law. We comply with the General Data Protection Regulation (GDPR) for EU users and the California Consumer Privacy Act (CCPA/CPRA) for California residents.

For GDPR: Your consent is obtained when you voluntarily submit your email address. You can withdraw consent at any time by unsubscribing. Our legal basis for processing is consent (Article 6(1)(a)).

For CCPA/CPRA: We do not sell or share your personal information as defined under California law. We honor Global Privacy Control (GPC) signals. California residents have the right to know, delete, and opt-out.

Do Not Sell or Share My Personal Information: We do not sell your data. The only personal information we collect (beta waitlist emails) is never sold to or shared with third parties for marketing purposes.

Security Practices

We implement security measures to protect your data:

  • Local-first architecture: Your financial data never leaves your device (unless you enable iCloud sync)
  • HTTPS only: All API requests use encrypted HTTPS connections
  • No private keys: We only store public wallet addresses, never private keys or seed phrases
  • Biometric protection: Optional Face ID/Touch ID/Optic ID app lock
  • Apple encryption: iCloud sync data is encrypted by Apple in transit and at rest
  • No server storage: We do not operate servers that store your portfolio data

International Data Transfers

DecentWealth is operated from the European Union. When you use third-party APIs (for price data, etc.), your wallet addresses or stock symbols may be processed by servers in other countries. This data is public information (blockchain addresses, stock tickers) and does not include personal identifiers. If you use iCloud sync, your data is processed according to Apple's data practices and may be stored in data centers outside your country.

Changes to This Policy

We may update this privacy policy as our beta program evolves or when we launch on the App Store. Any changes will be posted on this page with an updated "Last updated" date. For significant changes, we may notify beta testers via email.

Contact Us

Questions about this privacy policy or how we handle your data? Email us at hey@decentwealth.app.

Privacy isn't just a feature for us. It's our entire philosophy.

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